Finance · 08/21/2025

The U.S. Financial Diary, in collaboration with Hahow, presents an investment course designed for systematic learning of investment science. Covering 24 units, the curriculum includes financial analysis, macroeconomics, risk management, and asset allocation. Highly praised and recommended by numerous financial experts, this course aims to help investors build a solid path to wealth growth. It provides practical knowledge and strategies for making informed investment decisions and achieving long-term financial goals.

Education · 07/21/2025

This article details the process of obtaining a California driver's license in 2025, including the preparation and execution of the written and road tests. Additionally, it covers important details such as age requirements, obtaining a learner's permit, fees, and valid identification. Understanding this information will help candidates successfully pass the driving exam and obtain their license.

Job Search · 07/22/2025

This article provides a comprehensive overview of the OPT (Optional Practical Training) application process, distinguishing between regular OPT and STEM OPT extension. It outlines the key steps and strategies that international students need to follow to secure employment opportunities in the United States. By understanding the requirements and timelines, students can effectively plan their career paths.

Job Search · 07/22/2025

This article provides a detailed analysis of the OPT application process for the year 2025, offering practical guidance for international students holding F-1 visas. It covers aspects such as eligibility confirmation, document preparation, and application submission, helping students successfully obtain work authorization in the United States.

Insurance · 07/25/2025

This article provides a detailed analysis of the main types of auto insurance in the United States for 2025, including liability insurance, collision insurance, personal injury protection, and uninsured motorist coverage. It aims to help consumers understand the contents and prices of these insurances, and offers guidance on the purchasing process to assist in making a reasonable choice for suitable auto insurance.

Taxation · 07/25/2025

The IRS offers several practical tips for the 2025 tax filing season, including free filing options, identity protection tools, and information for accounts designated for individuals with disabilities. It also emphasizes the fundamental rights that taxpayers should enjoy.

Loans · 07/18/2025

This article explores the various types of small business loans required by immigrants in the U.S. for entrepreneurship, including term loans, SBA loans, and business lines of credit. Each loan type has its unique advantages and disadvantages. Understanding the eligibility requirements and application processes for these loans helps immigrant business owners better seize financing opportunities to achieve their entrepreneurial dreams.

Insurance · 07/22/2025

In Southern California, it is crucial to wisely plan insurance and financial management for the future of families. By thoroughly understanding the family's financial situation, selecting suitable insurance products, monitoring market trends, and regularly assessing allocations, you can effectively safeguard your family's financial security and achieve wealth appreciation.

Loans · 07/18/2025

This article discusses the knowledge required for immigrants applying for small business loans in the United States, including loan types, eligibility criteria, and the application process. Small business loans provide financial support to immigrants who aspire to start their own businesses. Understanding the characteristics of various loans and the necessary preparations can enhance the chances of successful applications, thus enabling the realization of entrepreneurial dreams.

Finance · 07/25/2025

This article delves into the differences between banks and credit unions in the United States, exploring the suitability of various financial institutions for immigrants. It aims to assist readers in selecting financial services that best meet their needs. By comparing the advantages and disadvantages of both options, the article provides rational financial decision-making guidance for new immigrants.

Finance · 07/21/2025

This article explores the importance of integrating insurance with investment management in the wealth management of American households. Professional investment advisors help clients effectively tackle financial challenges through precise financial planning strategies and personalized insurance solutions. The platform gathers information on insurance providers to enhance customer service efficiency, offering comprehensive financial protection for individuals and families.

Finance · 07/17/2025

This article analyzes bank accounts in the United States, focusing on checking and savings accounts. It covers the requirements for opening these accounts and the factors to consider when selecting a bank.

Taxation · 10/24/2024

As of October 18, 2024, there has been a slight overall increase in personal income tax filings, with the total number of submissions up by 0.9% compared to last year. E-filing has also seen a 1.0% rise. Although the number of refunds issued has slightly decreased, the average refund amount has increased, reflecting improved financial conditions and indicating that taxpayers have become more adept at navigating the tax filing process.

Loans · 07/18/2025

Microloans in the United States offer flexible financial support for consumers, especially during times of urgent need. Various channels such as banks, online lending platforms, and credit unions provide different options for borrowers. However, it is crucial to understand interest rates, fees, and repayment details when applying for a microloan. This report closely examines the types of microloans, the application process, and risk management strategies, aiming to help borrowers make informed

Loans · 07/18/2025

This article provides an in-depth analysis of the student loan system in the United States, which is primarily divided into federal student loans and private loans. Federal loans offer lower interest rates and flexible repayment options, making them suitable for students with average financial conditions; in contrast, private loans have higher limits and variable interest rates based on creditworthiness. The application process is relatively straightforward, and after graduation, various